Privacy Disclosure Document

Kidder Advisers, Inc.
2555 106th Street
Urbandale, IA 50322
515-254-2277

Kidder Advisers, Inc. is committed to safeguarding the confidential information of its clients. To conduct regular business, we may collect nonpublic personal information from sources such as:

• Information reported by you on applications or other forms you provide to us
• Information about your transactions with us, our affiliates, or others

As Kidder Advisers, Inc. shares nonpublic information solely to service our client accounts, we do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, advisors, payroll companies, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted by law.

Information Safeguarding

Kidder Advisers, Inc. will internally safeguard your nonpublic personal information by restricting access to only those employees who provide products or services to your account. In addition, we will maintain physical, electronic and procedural safeguards that comply with federal and/or state standards and regulations to guard your non-public personal information.

Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state laws. After the required record retention period, all such information will be destroyed.