Wealth Management

Tax-Advantaged Planning

We help reduce the impact of taxes on your financial plan.

Tax-free and tax-deferred investing opportunities, as well as tax-favored distribution strategies can clearly add value to your portfolio and estate. In this regard, our approach is simple. We listen to your needs and objectives. We analyze your current situation. Then we apply our expertise to present clear strategies and recommendations.

Retirement Income Planning

The certainty of higher taxes, the uncertainty of Social Security and skyrocketing medical costs underscore the critical need for effective retirement income planning. We assist clients by analyzing all personal, employer and government resources that will ultimately comprise their retirement income. We project future expenses, based on continually updated economic assumptions. We develop retirement income funding and investment strategies that reflect our tax expectations. Then we develop tax-favored strategies for disbursing previously tax-deferred assets.

Estate Planning

We are often invited to consult with clients’ attorneys, CPAs and other financial advisors to help structure more effective, tax-advantaged estate and wealth transfer plans. We are fluent in the development and administration of sophisticated trusts. We calculate and consider projected estate, income, gift and generation-skipping taxes. We seek to minimize exposure to all potential taxes, while assuring clients that their personal wishes will be fulfilled.